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How to Check and Improve Your Credit Score [How Do I?]
# howdoi? Your credit score is a number assigned to you by credit bureaus that determines your “creditworthiness” and influences the rates you get for mortgages, auto loans, and credit card terms. You can save thousands of dollars on a loan—and even insurance premiums—by boosting your credit score. Here are a few ways to do so. More »

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How your credit score drives your auto insurance rates
(ARA) – You know that where you live, what you drive and how you drive can affect how much you pay for auto insurance. But did you know that your credit score can also influence how much your insurance company charges you for coverage?

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How to build good credit and improve your score
740 is the new 720. If you want to refinance or buy a home or pass muster with a lender, a landlord, an insurer or even a possible employer, it will help to have a credit score of 740 or better. While the median FICO score in America is still 720, many lenders have now set the bar 20 points higher. Fannie Mae has also raised its requirements: FNMA used to request that you had a credit score of …

Read more on The Gilroy Dispatch

Unraveling the credit score mystery
By Ed Poll Building and maintaining a good relationship with your banker is a crucial strategy for beating the credit crunch. Relationships are important, but bankers also value numbers, and the most important number for credit is your personal and business credit score. The FICO scorecard (created by the Fair Isaac Corporation credit analysis firm) is the [...]

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Homeowner Utilizes Score Optimization Systems’ Credit Report Technology and Refinances Mortgage Loan Saving Over $90 …
Consumers are turning to the credit services of S&S Private Capital, Inc. for their Score Optimization Systems allowing them to optimize their credit scores and qualify for home loans amongst other financial goals. Not only are these credit challenged clients able to obtain mortgages they were once denied, they are able to qualify for the most competitive interest rates, saving them tens of …

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Credit score drops if insurer doesn’t pay
Unpaid medical claims will hurt your credit no matter who’s liable for the bill.

Read more on Bankrate.com via Yahoo! Finance

Easy ways to score free plane tickets
Air fares are on the rise. But why pay exorbitant prices when you can score a flight for nothing?

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SCORE: Does free financing for small businesses exist? Not quite
Nothing good in life comes easy, and that includes getting financing for your small business.

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SCORE: Collections can be serious business
Business relationships are usually straightforward. You provide a product or service, and the customer pays you for it in a timely manner. But every small business owner will likely have to deal with tardy or missed payments. Don’t ignore them or assume the customer will eventually follow through. Money owed to your business—known as receivables—cuts into your profits and complicates your cash …

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A good story can trump a bad credit score in peer-to-peer lending
( Rice University ) These days a bad credit score will get you turned away by a bank, but if you tell a good story about that score, you can improve your chances of getting a microloan from a peer-to-peer lender, according to new research from Rice University and the University of Delaware.

Read more on EurekAlert!